On June. 20, 2011, the federal District Court in
“This court ruling underscores the importance of providers’ ERISA claims & appeals practice for both unpaid claims and the alleged overpayment refund disputes, especially before the
According to the court paper, with respect to provider’s ERISA claims, the court states in part:
“The plaintiffs in this case are licensed medical providers or chiropractic professional associations. Defendant Aetna is an insurer that offers, underwrites and administers commercial health plans (“Plans”) through which healthcare expenses incurred by Plan participants for services covered by the Plans are reimbursed by Aetna pursuant to the terms of the Plan.”
“Overall, Plaintiffs are challenging Aetna’s practice of demanding the repayment of healthcare benefits that Aetna later determines had been improperly paid to the provider. Plaintiffs allege that Aetna is required to and failed to comply with certain procedural protections provided by ERISA in demanding such repayment from providers. For example, Plaintiffs assert that Aetna, prior to requesting repayment from a provider, must issue a revised Explanation of Benefits (“EOB”) to the insured. Plaintiffs also challenge Aetna’s “prepayment review” process as to the individual providers, under which Aetna reviews records before it pays a claim submitted by a provider from whom Aetna has requested repayment.”